If you’re a resident in training you may have never considered buying a life insurance policy. When it comes to life insurance, there are plenty of reasons to buy or not to buy, but knowing the arguments is the first step to making a decision. This article will examine arguments for and against life insurance […]
Do Residents in Training Need Life Insurance? Read More »
Finding the right disability insurance for doctors can be a lengthy process. Once you find the right one and submit your application, you’ll need to wait four to six weeks before receiving an offer. Physicians understand the pain of processing paperwork. There are many variables insurance agents must review, process, and verify when it comes
How to Get Disability Insurance for Doctors Read More »
If you’re in the middle of resident training, your life is busy, to say the least. But you’re working towards something very special so you keep grinding. At the end of the day, you may look forward to returning to a comfortable home to relax, especially if you have a family or have recently started
Buying a Home in Residency – What you Should Know Read More »
Mortgage rates often change daily, and it takes 30 to 60 days to close on a house, a mortgage rate lock may help you avoid increased interest during the closing period on your new home. Everyone knows that a higher mortgage interest rate means a higher monthly payment and a higher overall payment at the
What to Know about Mortgage Rate Lock Read More »
Are you a physician looking for a new home? If you already know about the advantages to physician mortgages you’re off to a good start. But another decision you’ll need to make centers around the rate. Is a fixed-rate mortgage or adjustable-rate mortgage better? As you might have guessed there are advantages and disadvantages to
Fixed Rate Mortgage or Adjustable Rate Mortgage? Read More »
New doctors and young professionals are faced with the age-old dilemma of buying or renting. Initially, for many, renting seems more affordable. But it’s money that you’ll never see again. On the other hand, homeownership can provide a home and help secure your long term financial future. Owning a home lets you accumulate wealth through
Primary Mortgage Market vs. Secondary Mortgage Market Read More »
Buying your first home is an unforgettable experience. For doctors, however, the experience can be delayed due to extensive education and training. But when the time comes, there is a big advantage when it comes to securing a home mortgage loan for doctors compared to everyday homebuyers. This article is going to cover what you
Mortgage Loans for Doctors in 2020 Read More »
Just like the human body, a house consists of many complex systems. The body has skeletal, nervous, digestive, and respiratory systems, and a home has heating, plumbing, electric, and structural systems. Like a human, a home can look in good health while hiding major problems internally. The older the home, the more likely it has unaddressed
Home Inspection for First-Time Buyers Read More »
Experienced doctors are making the move to employment over ownership, and young doctors are seeking the benefits for medical professionals that come with joining a hospital or healthcare system. More and more physicians are leaving private practices for hospitals. The Physician Practice Benchmark Survey conducted by the American Medical Association (AMA), in 2018 was the
Essential Employee Benefits for Medical Professionals in 2020 Read More »
Many insurance companies say cash value life insurance is a good investment vehicle. They sell it as a “tax-advantageous” way to save for retirement and other long-term needs. Others argue that life insurance is best used to provide for your loved ones in case you pass away early. In this article, we’re going to take a
Term vs. Whole Life Insurance Read More »
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