Mortgage

If you’re a doctor and have done some research about mortgages, you’ve probably come across the physician mortgage loan, sometimes referred to as physician loans, doctor loans, etc. These special home loans are sought after because they can waive the primary mortgage insurance requirement (PMI) on mortgages when the borrower is putting less than 20% […]

A lot of doctors that are moving or looking to upgrade their starter home are faced with this question – Should You Rent Your House or Sell? It’s a good question, and like most things, the answer is “it depends”. Owning rental properties can be a great way to generate passive income. Because physician mortgage

Once you enter the home buying process, you’ll have a lot of new decisions to make and documents to understand. Your decision will mostly be around home choices like interior design options and finding the best home owner’s insurance. Aside from those choices, the most critical decision will be the terms of our mortgage financing.

Owning a home is still the cornerstone of the American dream and financial success. A study from Harvard’s Joint Center for Housing Studies found that the average net worth for homeowners was 47.5 times greater than the comparable net worth for renters. It’s no secret that physicians are high salary earners, but they still often

It’s well known that lenders provide flexibility in their underwriting guidelines for physician mortgage loans. Despite this flexibility, there still are obstacles physicians face during their mortgage underwriting process.  If you’re aware of these common issues, you can address them early on and avoid unnecessary stress and even financial losses like losing a deposit during

How do you deal with a disgruntled patient who is posting false and negative reviews about you and your practice online? This post will discuss online physician reputation management through ratings and reviews. We’ll look at the history of physician ratings, the most relevant websites, and techniques and systems that you can integrate into your

Unfortunately, the reality is that the need to maximize profits and volume has depersonalized the healthcare industry in many ways. It’s a big challenge for doctors to provide effective and thoughtful medical care in an environment overrun by payer politics and a business model that pushes physicians to their limits. This article is going to

By now, you’re probably aware of the $2 trillion Coronavirus Aid Relief and Economic Security Act (CARES). The stimulus packaged is loaded with all kinds of programs, as you might imagine. This article is going to focus on how it affects high-income earners like doctors. Here is a big picture overview of the stimulus breakdown

As of March 13th, President Trump declared a federal state of emergency in response to COVID-19, and in that student loan interest is waived. Many are left wondering How to Manage Student Loans During COVID-19. The CARES Act clarified that no federal student loan payments would be due between passage of the bill and September

If you’re in the middle of resident training, your life is busy, to say the least. But you’re working towards something very special so you keep grinding.  At the end of the day, you may look forward to returning to a comfortable home to relax, especially if you have a family or have recently started