Insurance

Many insurance companies say cash value life insurance is a good investment vehicle. They sell it as a “tax-advantageous” way to save for retirement and other long-term needs. Others argue that life insurance is best used to provide for your loved ones in case you pass away early. In this article, we’re going to take a […]

Disability coverage falls into short-term and long-term disability insurance. A disability is any injury or illness that limits your ability to work. Insurance companies do not treat all disabilities the same, because they’re not the same. High-earners, like physicians, often combine short and long-term policies to maximize their disability coverage and protection. In this article, we’re

For private practitioners, it’s important to protect your practice and your team from the unexpected with various types of insurance. Today’s business insurance for physicians’ options are more flexible than ever before, so you’re sure to find the perfect fit for your practice. In this article, we’re going to look at four “must-have” types of

Umbrella insurance is probably the least expensive insurance any doctor will buy, but the payoff can be massive. Physicians need an umbrella policy and they should be viewed as added protection. Most wise physicians will carry an umbrella policy of $1 to $5 million. The more you’re covered, the cheaper each unit of insurance becomes.

Physicians like other high-level professionals pay attention to life insurance needs, but often fail to consider what would happen following a debilitating incident. In reality, professionals have a greater chance of suffering a disability that impedes their ability to work, than meeting a premature death. This is why physicians need disability insurance. Today’s insurance industry